Pay on Demand™
On-demand wages, whenever your employees need them.
Gain a competitive edge over your competitors on the job market by offering an on-demand pay benefit for your employees, at no cost to your business.
Pay on Demand Basics
It isn't a loan.
Pay on Demand only allows employees to receive pay for time they’ve already worked but haven’t been paid for yet.
There are no fees. Ever.
With Advanced Time, employers using Pay on Demand pay no fees or transaction costs, and there’s no fronting funds for advance wages.
There's no impact on payroll processes.
Pay on Demand doesn’t require any changes to employer payroll. All money is advanced and collected by a secure third party.
It's linked with Attendance on Demand.
Easily accessible through the Attendance on Demand app, employees can quickly and easily access payment for their worked hours through Clair.
It's an incredible benefit for employees.
When unanticipated expenses arise, employees won’t need to wait to access the necessary funds from their next paycheck. It offers employees greater liquidity and improved financial health.
How it Works
1. During setup, the employee will set up direct deposit through Clair, the third-party service provider partnered with Attendance on Demand.
2. The employee works their shift.
3. After clocking out at the end of the shift, Clair notifies them that a percentage of their earned wages is accessible.
4. The employee can request funds through the Clair app, up to a percentage of their daily wages.
5. Advanced funds can then be used at a retailer using Tap to Pay, withdrawn from an in-network ATM or transferred to another bank account.
6. On payday, the money advanced is deducted from the amount of their direct deposit and they receive the rest of their due funds.
A Necessary Service
An estimated 78% of Americans live paycheck to paycheck, falling back on predatory financial bandaids like credit cards, personal loans or payday loans when unexpected expenses arise. Wage advances allow employers to offer peace of mind to their employees worried about making it until their next paycheck.